Financial Planning Services - Fee-Only Fiduciary Planning in Fresno & Los Angeles, CA Are you ready to plan your financial future?Plan your financial life with holistic financial planner, Andrew Kerr. Andrew Kerr is a fee only financial planner helping clients locally in Fresno, Los Angeles, San Francisco, Orange County and Sacramento with his holistic financial planning approach.Looking for straight forward financial advice or perhaps a financial coach, you've come to the right place.Life changing events happen and it's wise to re-examine your financial outlook when they do. Andrew also recommends getting second opinions just like you would for any medical need. Andrew considers many phases of life and he can help you understand the financial impact life events and opportunities can have on your wealth potential and wealth protection. Andrew's holistic approach focuses on your personal goals, your stage of life and will navigate you through life changing transitions. Andrew does not consider money as a means to an end, rather he considers money as a tool to help your plans become a realistic reality, without selling you investment products.*Our fee-only financial planning does not include investment product sales. Our Financial Planning ProcessDiscoveryExplore and clarify your goals and lifetime priorities while we develop a mutual understanding. DevelopmentOnce we have identified all aspects of your financial life we will develop the solutions that align with your goals.ImplementationUpon reaching an informed decision through mutual collaboration we will implement our recommendations.Monitoring Your PlanPeriodic review of plan, accounts and recommendations. What We do.. Charge fees only.Prepare for life events and what if scenarios.Build a personalized financial life plan.Allign your goals with your money and portfolio.Figure out how to allocate for future goals.Become a smarter investor.Plan for a secure retirement.Decide what to do with your 401(k) accounts.Make decisions about your employee stock options.Decide whether to rent, buy (or sell) your home.Understand your insurance needs.Plan for child and college expenses. Invest in individual stocks, ETF's and no load mutual funds. What We Don't Do.. Offer free intro consultations. We get right to work.Sell cash value life insurance, annuities, or loaded mutual funds.Provide specific tax or legal advice (referrals are available).Recommend speculative or "alternative" investments or market timing schemes.Require a minimum level of assets in order for us to work together. Stages of Life We Consider.. Moving into adolescenceMoving away from homeGetting marriedHaving childrenMidlife Empty-nestPre-retirementRetirementDeath of a SpouseDivorceJob Transfer or ChangeFinancial Inheritance Financial Windfalls What else can we do - Additional Financial Planning ServicesInvestment Portfolio ReviewPortfolio Management TakeoverBusiness Owner Tax PlanningMulti-Generational Estate PlanningTrust Inheritance PlanningDivorce Asset Distribution PlanningMedicaid PlanningSocial Security Planning401(k) and 403(b) Rollover Do you need specialized financial advice? We can help you with many specialized financial needs. Annuity Review & Repair Concerned about the fees, concerned about your annuity performance? Confused? Learn more Cash Value Life Insurance Review & Repair Is your cash value life insurance policy not adding up? Determine if cash value or whole life is right for you. Learn more Tax Planning Our financial advisors will help you design a tax planning strategy so you can keep more of your hard earned money. Learn More Portfolio Review & Analysis Our Fresno financial advisors will help you understand your existing portfolio and build an investment portfolio that works with your lifetime plan. Learn more Retirement Planning Retirement planning should be meaningful, not just an exercise. Our financial advisors will work with you towards your retirement goals. Learn more Education Planning 529 Plans may be the best choice for your family when it comes to funding your child's college. Working with a fee only financial advisor is a great place to start. Learn more Request Assistance Name Email Phone Message Thank you! Oops!